Acceptance of this Agreement

By clicking on the "SIGNUP" option, the participant ("You" or "Your") agrees to the Terms and Conditions, obligations, representations, warranties, and agreements contained herein (the "Agreement"). In the event, You are not willing to accept the Agreement, You shall not be authorized or allowed to proceed further to view or use in any manner any content, information, courseware, products and services ("Services") published,available or provided on garnetcare.org (the Website"), which is owned, maintained and monitored by Garnet Care Foundation ("Us", "We" or "Our"). Please carefully read the Terms before acessing or participating with the Garnet Care Services as they govern the use of the Garnet Care Services by all person and entities, including you( each a “User), and constitute an agreement between you and Garnet Care Foundation. Where applicable under law, these Terms constitute a writing signed by you.

If you have applied to, or have enrolled through, scholarship program, these Terms and conditions apply as well as the terms of your scholarship program, as well as the the Scholarship Terms and Conditions

If you have enrolled and have opted in for Accomodation, these Terms and Condition apply to you as well as the Accomodation Agreements.

Password and Account Security

You agree that your (“ Visitor, student,Attendee,Mentor or any other person”) user ID and password is for your exclusive use only and we will hold you responsible for all activities that occur under that account with or without your knowlege. Therefore, we recommend that you maintain your password in confidence and that you refrain from disclosing this information to anyone. You agree to immediately notify garnetcare.org Help and Support Team of any unauthorized use of your password or any breach of security. We shall not be held liable for any claims related to misuse of your account due to activities of any third party outside of our control or due to failure to maintain confidentiality. Garnet Care Foundation reserves the right to cancel your username and password without notice if Garnet Care Foundation becomes aware of any breach of these Terms.

You may not transfer you Account to any other person and you may not use anyone else Account at any time. In cases where you have authorized or registered another individual, including a minor, to use your account, you are fully responsible for (i) the online conduct of such user; (ii) controlling the Users access to and use of the Services and (iii) the consequence of any misuse.

Modifications to Terms & Termination

Garnet Care reserves the absolute right to revise these terms in its sole discretion at any time and without prior notice to you or other than uploading the revised terms on its site. Any revision to the terms are effective upon posting. The terms will be identifies as the most recent date of revision. We recommend that you visit the page regularly to ensure your continued acceptance to these terms.

Garnet Care may terminate your account and may suspend or remove you from the Garnet care Services without prior notice for any reason or no reason at our sole discretion. You agree that Garnet Care will not be liable to you or any third party for any modification, suspension or discontinuance of the Garnet Care Services.

Evolving Nature of Business

Our Products and Services are new and subject to change at any time. We are continually looking to improve our Products but if you are any time dissatisfied with our Companys product and Services , then sole remedy is to discontinue use.

Intellectual Property

You acknowledge and agree that We are the sole and exclusive owner of the website and Services,applications, pre- assesment and assesments, quizzes, homework assignment, programming assignments, codes,programs, illustrations,photo, music, documents, surveys, materials , audio and video clips, online lectures, face to face lectures, self paced lectures, html, and files and speeches. We reserve all rights in and to Garnet Care content.

Garnet Care reserves the right to take any legal or technical remedies to prevent the violation of Garnet Care Terms and to protect garnet Care Services. You acknowlege and agree that this agreement other than permitting You to use the Website, the Services and its Content for the Restricted Purpose does not convey to You in any manner or form any right,title or interest of a proprietary, or any other nature in the website, the services, and the content.

Third Party Websites

garnetcare.org may contains links to websites other than our own. We have no control over these third party sites or their content, opinions,materials or services available on them. if you decide to leave our website and acess a third party site or install any third party applications, software or content, you do so at your risk and should be aware that our terms no longer governs.

Copyright Infringement

If you believe that your work has been used without your permission in a way which prompts for copyright infringement. Please provide us with the information:

An electronic or physical signature of the authorized person who will act on behalf of the owner of the copyright.

A description of where and how the material that you claim is infringing is located on the Garnet Care Website, with enough details that we may find it on the website.

Contact details - Address, telephone Number, and email address.

A statement by you, made under penalty , that the above information in your notice is accurate and that you are the product ,work,copyright or intellectual property owner or authorized to act on such owners behalf.

A description of the copyrighted work that you claim to be infringing your IP.

You can reach Garnet Care to notify your claims of copywriting by writing to :

Garnet Care Foundation.

100 woji Road

Portharcourt

admin@garnetcare.org

Upon reciept of notice as described above, garnet Care will take whatever action, in its sole discretion, it deems appropraite, which may include removal of challenged content from the Garnet Care site, in accordance with the applicable law.

Chatrooms, Forums and Blogs

By using any communication methods available and provided by garnet Care , you acknowlege and agree that (i) all communications methods constitute public, and not private, means of communication between you and the other party or parties, (ii) communications sent to or recieved from third party service providers or other third parties are not endorsed , sponsored or approved by garnet care in any manner( unless expressly stated otherwise by Garnet Care) and (iii) communications are not pre-viewed ,post- reviewed, screened, achived or monitored by Garnet Care, though Garnet care reserves the right to do so at any time at its sole discretion in accordance with the Terms of Use.

You acknowledge and agree that any services garnet Care provides to you via such forums may be monitored or recorded for quality control purposes.

Connectivity Cost and Equipments

You are solely responsible for all service, internet , telephony fees and costs associated with your access to the use of our products, including , but not limited to, any data charges imposed by a wireless carrier or Internet service provider, and for obtaining and maintaining all telephone, computer hardware and any other eqipment required for such access and use. Our internally developed system, softwares for making products available to the user may encounter technical or interruptions. Increased utilization of the site or providing new features or functionality may cause unaticipated system disruptions, slower response times, degradations in levels of customer service, and delay in reporting financial information. The user agrees that the Garnet care shall not be liable to the User or any third party claiming through the User for any such failures contemplated herein.

User Conduct

By using Garnet care Products and Services, you agree are prohibited from using the website for unlawful purpose, including but not limited to conspiring to violate the law,upload,post,transmit, transfer files that contains in any form of software viruses or such programs as including, but not limited to Trojan horses, worms, time bombs, cancel bots, computer codes, files or programs designed to interrupt, destroy or limit the functionality of any computer software or telecommunication equipments;do not insult,vulgar,obscene, abuse , libelous,harass, stalk, threaten, or otherwise infringe the rights of others;Do not publish,post, distribute or disseminate any defamatory, infringing, indecent, offensive or unlawful material or information; Create a false or misleading identity for any reason whatsoever, including, but not limited to, impersonating a Garnet Care Staff, or falsely impersonate a Garnet Care employee for the purpose of misleading others; Do not edit HTML source code, reverse engineer or attempt to hack;Do not link to pages which support racism or terrorism, Do not link to pages which provide pornographic content and violate human and animal rights; Do not link pages to content which violates any legal, regulatory, Governmental or network operator conditions or codes of practice; interfere with or disrupt the services or servers or network connected to the services, or disobey any requirements, procedures, policies or regulations of network connected to the services.

Cancellation & Refund Policy

Thank you for buying our courses and patronage. We ensure that our users have a rewarding experience while they discover, assess, and purchase our courses, whether its face to face or self paced learning. No refunds will be made after buying our course after cancellation. if you choose to cancel your automatic installment payment from an online course, you may loose acess to the classroom immediately upon cancellation.

Rescheduling Policy

In case Garnet Care reschedules the training event, the options available to the delegate is to reschedule and attend a class in the future at his/her convenience, at any location, on any date of a scheduled training. The delegate if so wish , can switch the deliverabilty mode and this should be intimated to Garnet Care at least 3 days prior to the event.

Whereas if for some unforseen reasons, a delegate wishes to reschedule his/her registration to a future date, a rescheduling fee of 10% of enrollment fee is charged. Please note that rescheduling will be subject to availability of seats. Notwithstanding the foregoing, the course must be attended within 1 year of the students original sign up date and no refunds will be available for students who fail to attend a course within this one year period.

Limitations of Liability

UNDER NO CIRCUMSTANCES SHALL GARNET CARE BE LIABLE IN ANY MANNER WHATSOEVER FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES ARISING OUT OF: GARNET CARE SERVICES OR YOUR ACCESS, USE OR INABILITY TO USE THE GARNETCARE WEBSITE; ANY FAILURE OR PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE (INCLUDING LOSS PROFITS, LOSS OF BUSINESS OR DATA, BUSINESS INTERRUPTION, AND DAMAGES THAT RESULT FROM INACCURACY OF THE INFORMATION OR INCONVENIENCE, DELAY, OR LOSS OF THE USE OF THE GARNET CARE SERVICES); PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE GARNET CARE SERVICES,

YOUR ONLY RIGHT WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THE GARNET CARE SERVICES IS TO TERMINATE YOUR USER ACCOUNT AND CEASE USE OF THE GARNET CARE SERVICES AND THE GARNET CARE SITE.

GARNET CARE CUMULATIVE LIABILITY TO YOU FOR ANY ACTION OR CLAIM ARISING FROM OR RELATED TO THE GARNET CARE SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, OR ANY OTHER THEORY OF LIABILITY, EXCEED NGN10,000.

Disclaimer

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF ANY OF THE SERVICES AND ALL CONTENT IS AT YOUR SOLE RISK AND RESPONSIBILITY. THE SERVICES; WHETHER FACE TO FACE OR ONLINE COURSES (INCLUDING ANY CONTENT) ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOU ASSUME TOTAL RESPONSIBILITY AND THE ENTIRE RISK FOR YOUR USE OF THE SERVICES, ONLINE COURSES,FACE TO FACE CLASSES AND CONTENT. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT (A) THE SERVICES, WEBSITES, , CONTENT, FACE OR THE ONLINE COURSES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS OR ACHIEVE THE INTENDED PURPOSES, (B) THE WEBSITES, FACE TO FACE CLASSES OR THE ONLINE COURSES WILL NOT EXPERIENCE OUTAGES OR OTHERWISE BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, (C) THE INFORMATION OR CONTENT OBTAINED THROUGH THE SERVICES, SUCH AS CHAT ROOM SERVICES, WILL BE ACCURATE, COMPLETE, CURRENT, ERROR- FREE, COMPLETELY SECURE OR RELIABLE, OR (D) THAT DEFECTS IN OR ON THE SERVICES OR CONTENT WILL BE CORRECTED. YOU ASSUME ALL RISK OF PERSONAL INJURY, INCLUDING DEATH AND DAMAGE TO PERSONAL PROPERTY, SUSTAINED FROM USE OF SERVICES.(E) THE GARNET CARE SERVICES AND/OR THE SERVER THAT MAKES SAME AVAILABLE ARE FREE OF VIRUSES, CLOCKS, TIMERS, COUNTERS, WORMS, SOFTWARE LOCKS, DROP DEAD DEVICES, TROJAN-HORSES, ROUTINGS, TRAP DOORS, TIME BOMBS OR ANY OTHER HARMFUL CODES, INSTRUCTIONS, PROGRAMS OR COMPONENTS, (F) INFORMATION PROVIDED ON OR BY THE GARNET CARE SERVICES, CBOS OR OTHER THIRD PARTIES IS ACCURATE OR TIMELY, AND (G) ANY ERRORS IN THE GARNET CARE SERVICES WILL BE CORRECTED.

Law

This Agreement shall be governed by and construed in accordance with the Laws of Federal Republic of Nigeria and the courts in Rivers State,Nigeria shall have the exclusive jurisdiction over any matter relating to, in connection with, or arising out of, this Agreement.

Miscellaneous

We may assign our rights and delegate our obligations under these Terms, in whole or in part, at any time with or without notice to you. You may not assign any of your rights or delegate your obligations under these Terms to any other person. Any attempt by you to do so is void. You further understand and agree that your User account is non-transferable by you and any rights to your password or other contents of your User account terminate upon your death.if any provision of this Terms of Use is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions herein, and shall not affect the validity and enforceability of any remaining provisions. Garnet Care shall have no liability under this Terms of Use to the extent arising from any failure of Garnet Care to perform any of its obligations under this Terms of Use due to any fire, flood, earthquakes, other acts of God, war, civil unrest, terrorism, Internet failures, governmental act or court order, national emergency, strikes or labor disputes or any other event not within Garnet Care reasonable control. Garnet care shall not be responsible for damage or other problems caused by any unauthorized change to this Terms of Use made by way of hacking or cracking this page. The failure of Garnet Care to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms or any incorporated documents are found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should attempt to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. You agree that, except as otherwise expressly provided in these Terms, there will be no third-party beneficiaries to this agreement.You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Garnet Care Services or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Greivance Redressal

In case you have any concerns or queries, please reach out to our Grievance Officer. Our Grievance Officer shall undertake all reasonable efforts to address your grievances in the shortest possible time. You may contact us at:

Grievance Officer: Kenneth Ugbo

Phone: 0803 241 6242

Timings:10 AM to 5:00 PM, WAT - Monday to Friday, except holidays

Email: policy.redressal@garnetcare.org , 2020

Last Updated: November 17